Miscellaneous Third Party Vehicle Insurance
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What is Miscellaneous Third Party Vehicle Insurance ?
Coverages of Miscellaneous Third Party Vehicle Insurance
Third-Party Liability Coverage
Factors Determining the Premium of Coverages of Miscellaneous Third Party Vehicle Insurance
HP Of the Vehicle
Usage of the Vehicle
Major Differences Between Own Damage (OD) Cover and Third-Party Liability Cover In Miscellaneous Third Party Vehicle Insurance
|Coverage||Third-Party Liability Cover||Own Damage (OD) Cover|
Provides coverage for damages to your vehicle due to accidents, theft, natural calamities, fire, and more.
Covers legal liabilities for damages caused to third-party property, injuries, or death due to your Vehicle's involvement in an accident.
Scope of Coverage
Protects your own vehicle against a wide range of perils and damages.
Only covers damages and injuries caused to third parties, not your vehicle.
Based on factors like Vehicle's make, model, IDV, and add-ons chosen.
Regulated by the Insurance Regulatory and Development Authority of India (IRDAI). Premium rates are predefined based on the Vehicle's engine capacity.
Comprehensive coverage for your vehicle, including theft, own damage, and accidents.
Limited to liabilities arising from third-party property damage, injuries, or death.
Various add-ons like zero depreciation, etc., can be availed to enhance the coverage.
No add-ons are available, as it is a standardized cover as per IRDAI regulations.
Optional, but highly recommended for complete protection of your vehicle.
Mandatory by law to drive a vehicle on Indian roads.
Applicable for damages to your vehicle, subject to policy terms and conditions.
Covers financial liabilities towards third parties up to the prescribed limits.
Can significantly impact the premium amount based on the extent of coverage and chosen add-ons.
Premium rates are fixed as per the IRDAI guidelines and are based on the Vehicle's engine capacity.
How to Settle Goods Miscellaneous Third Party Vehicle Insurance Policy Claims?
Exclusions of Miscellaneous Third Party Vehicle Insurance
Driving Under Influence
Racing or Adventure Activities
Wear and Tear
War or Terrorism
Expired or Lapsed Policy
Documents Required for Claim Settlement under Miscellaneous Third Party Vehicle Insurance Policy
Accident Report Form
Copy of Driving License
Vehicle Registration Certificate
Proof of Third-Party Injury/Damage
Third Party Details
Police Investigation Report
Contact Information for Claim Settlement: related to Miscellaneous Third Party Vehicle Insurance Policy
If Policy Obtained through Agent/Broker
Claims are the reason we get a car insurance in the first place! Therefore, ensure the claim process of your desired car insurance is smooth and doesn’t take too long. When you’re in trouble, the last thing you want is, to spend all your time and energy in just filing a claim!
If Policy Obtained Directly from Insurance Company
Claim Settlements are basically getting your compensations done right. Claims being such an important part of a car insurance, check for your desired insurer’s claim settlement ratio so that you’re assured that no matter what, your claims will be settled!
Claim Contact Information for Policy from Beemawala.com
If you have taken the policy from Beemawala.com, please use the following contact details to register your claim.
- Phone: +91-9654259715
- Email: email@example.com