Our Proud Partners - Beemawala
What is Travel Insurance ?
Types of Travel Insurance Policy
Travel insurance policies come in various types, each designed to cater to specific needs and demographics. Here are some common types of travel insurance policies:
Individual Travel Insurance
Family Travel Insurance
Student Travel Insurance
Senior Citizen Travel Insurance
Group Travel Insurance
Domestic Travel Insurance
Schengen Travel Insurance
Corporate Travel Insurance
Family Floater Travel Insurance
Multi-Trip Travel Insurance
Single Trip Travel Insurance
Medical Travel Insurance
Emergency Evacuation Insurance
Coverages of Travel Insurance policy
Emergency Medical Evacuation
Trip Cancellation or Interruption
Accidental Death and Dismemberment
Travel Document Loss
Hijack Distress Allowance
Home Burglary Insurance
Factors Determining the Premium of Travel Insurance Policy
Age of Traveler
Type of Coverage
Type of Travel
Number of Travelers
Add-ons and Riders
Frequency of Travel
Major Differences Between Health insurance policy and Travel Insurance
|Aspect||Health Insurance||Travel Insurance|
Primarily focuses on medical expenses and healthcare costs due to illness or injury.
Covers a range of travel-related risks such as trip cancellations, lost baggage, flight delays, etc.
Provides financial protection against medical expenses and hospitalization.
Provides coverage during travel for unexpected events and emergencies.
Can include individual, family, group, and corporate health insurance plans.
Available for individuals, families, groups, and specific types like student, senior citizen, etc.
Covers medical treatment, hospitalization, surgeries, and related expenses.
Covers medical treatment, hospitalization, and emergency medical evacuation.
Some policies offer coverage for pre-existing conditions after a waiting period.
Limited coverage or exclusions for pre-existing medical conditions.
Typically not a part of health insurance.
Covers trip cancellations due to unforeseen events.
Not usually covered by health insurance.
Covers loss, delay, or damage to baggage.
Not typically covered under health insurance.
Covers expenses due to flight delays or cancellations.
Not commonly included in health insurance.
Covers costs of emergency medical evacuation.
Generally long-term policies with annual renewal options.
Short-term policies based on trip duration, usually for the duration of the trip.
Age, pre-existing conditions, sum insured, and coverage type influence the premium.
Trip duration, destination, age of traveler, coverage options affect the premium.
Generally limited to the country of residence.
Provides coverage worldwide during travel.
Annual renewal with potential changes in terms and premium.
Policies usually do not automatically renew and need to be repurchased for each trip.
Claim process involves submitting medical bills and necessary documents.
Claims can involve submitting various documents related to the travel event or emergency.
Scope of Coverage
Primarily covers healthcare costs, limited coverage for travel emergencies.
Broad coverage for various travel-related risks beyond medical expenses.
How to Settle Travel Insurance Policy
Notify the Insurance Company
Fill the Claim Form
Submit Required Documents
Wait for Assessment
Exclusions of Travel Insurance Policy
Non-Medical Reasons for Cancellation
Alcohol or Drug-Related Incidents
Acts of Terrorism or War
Loss of Unattended Belongings
Travel to Restricted Areas
Excesses and Deductibles
Unapproved Medical Treatments
Loss of Valuables
Pregnancy and Childbirth
Flight Delays for Known Reasons
Loss of Essential Documents
Documents Required for Claim Settlement under Travel Insurance Policy
Original Policy Document
Proof of Identity
Proof of Travel
Bills and Receipts
Proof of Loss or Damage
If the goods were being transported by a third-party transporter, a letter from the transporter confirming the loss or damage is required.
Any Other Relevant Documents
Contact Information for Claim Settlement: related to Travel Insurance Policy
If Policy Obtained through Agent/Broker
Claims are the reason we get a car insurance in the first place! Therefore, ensure the claim process of your desired car insurance is smooth and doesn’t take too long. When you’re in trouble, the last thing you want is, to spend all your time and energy in just filing a claim!
If Policy Obtained Directly from Insurance Company
Claim Settlements are basically getting your compensations done right. Claims being such an important part of a car insurance, check for your desired insurer’s claim settlement ratio so that you’re assured that no matter what, your claims will be settled!
Claim Contact Information for Policy from Beemawala.com
If you have taken the policy from Beemawala.com, please use the following contact details to register your claim.
- Phone: +91-9654259715
- Email: firstname.lastname@example.org