Refund Policy for

Effective Date: 05/02/2017

Last Updated: 08/10/2023

Thank you for choosing, a service provided by Ibeema Global, an approved IRDA agent, for your insurance needs. We aim to provide you with the best service and support in your insurance inquiries and applications. This Refund Policy outlines the terms and conditions for any refund requests.

  1. Refund Eligibility:

   – Refunds are generally applicable in the following circumstances:

     – Overpayment due to technical or billing errors.

     – Duplicate or erroneous payment.

   – Refunds do not apply to lead generation services, consultation fees, or insurance premiums. We do not facilitate direct online insurance purchases or payments; our services are for lead generation and consultation only.

  1. How to Request a Refund:

   – If you believe you are eligible for a refund, please contact us at [] with the subject line “Refund Request.”

   – In your email, provide clear and detailed information about the nature of your request, including payment details and any relevant documentation.

  1. Refund Processing:

   – Upon receiving your refund request, we will review it to determine its eligibility.

   – If your request is approved, refunds will be processed within 30 business days.

   – Refunds will be made through the same payment method used for the original transaction unless otherwise agreed upon by the insurance company to whom you have made the payment . The decision of Refund is purely decided by the Insurance company from which the policy is taken .   We, , act as a mediator which guides and processes the refund in case of a rule decided by the general insurance company from which the policy is brought .  We have no authority or right to ask for a refund directly or indirectly from any insurance company . 

  1. Denied Refunds:
  • We have no authority or right to ask for a refund directly or indirectly from any insurance company . 

   – We are not the decision maker to refund you any amount . if you have brought the policy via  we shall guide and give consultation related to refund .  

– We even don’t have the right to deny any refund request if it does not meet eligibility criteria.

  1. Contact Us:

   – If you have any questions about this Refund Policy or need assistance, please contact us at

  1. Legal Disclaimer:

   – This Refund Policy is provided for informational purposes only and does not constitute a contract or legal agreement between you and or Ibeema Global. All refund requests are subject to review and approval on a case-by-case basis.

By using our services and submitting any payment, you acknowledge that you have read, understood, and agreed to the terms of this Refund Policy.

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